Personal Financial Stewardship (Companion Workbook)
The Step-by-Step Guide to Debt-Free Living
by
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Are you tired of having too much month left at the end of the money? Are you worried about how you are going to send your kids through college? Are you concerned about having anything when you retire? Or perhaps, you are just tired of the creditors bothering you about paying your bills. Your motivation may be something you want to achieve in your life. Perhaps you feel passionate about doing some missions work. Without something to excite you about the work it will take to manage a healthy money management routine, chances are you may not follow through. It is a little like a diet. You must have a good reason to want to lose weight and stick to the plan or you may get discouraged.
If your doctor said that you needed to go on a diet, how would that make you feel? Perhaps not too good. But if the doctor said she is putting you on an eating plan, you may not mind that. It is the same with a budget. You are really developing a spending plan and not something that appears like hand cuffs for your life. Although, at first, a budget may feel a bit like hand cuffs. After a while the spending plan you embrace in this workbook will begin to bear fruit and you will be encouraged to keep following the plan. Follow the step-by-step instructions. You will begin to see a real difference in your life within a few months.
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About the Book
You will find this resource to be a very helpful guide separately or when used along with the book by the same name. This workbook was designed to be used as an individual study, as a resource for couples to study together, and as a group-study guide.
The author developed this workbook to complement the book so readers will have an easier time conducting the important exercises. This resource will focus more on the worksheets associated with developing your spending plans and other related action steps. There is even an expanded section on the “rapid debt reduction strategy.” You have made a huge step toward a healthier financial future.
Welcome to the beginning of your stewardship journey. Congratulations on your decision to start having a healthier relationship with your finances. The time you spend on this material, and the time you invest in doing the exercises, can make all the difference in your life.
About the Author
Christopher Holmes is the proprietor of his own professional training company. Chris earned his undergraduate degree at The Pennsylvania State University in Business before going on to pursue his master’s degree at Regent University in Virginia Beach, VA.
He has national training experience as a contracted corporate trainer with Fred Pryor Seminars, and he has decades of experience as a certified personal finance and budget counselor through Christian Financial Concepts, Inc. In his earlier years, Chris worked as an operations manager for a large healthcare organization before entering the human resources field as a human resources consultant, later as a director of Human Resources.
Chris has been in a number of ventures. He ran a sales and marketing business through most of the 1990s, and he managed a real-estate investment business from 2010-2018. Most recently, he has launched into coaching others on how (step-by-step) to become debt-free. Chris is always excited to travel, to meet others, and to train those seeking the incredible power of stewardship principles in their personal finances.